Terms of Use Agreement
1. Acceptance of Terms
By using this Site, Truth and Credit, you confirm that you are at least 18 years of age and have the legal capacity to
enter into this agreement. If you are using the Site on behalf of an organization, you represent that
you have the authority to bind the organization to these Terms.
2. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon
posting on the Site. Continued use of the Site constitutes acceptance of the revised Terms.
3. Use of the Site
You agree to use the Site in compliance with all applicable laws and regulations. You will not:
– Use the Site for any unlawful purposes.
– Attempt to gain unauthorized access to any portion of the Site.
– Use automated systems (e.g., bots, scrapers) to access or manipulate the Site.
4. Intellectual Property
All content, including text, graphics, logos, and software, is the property of [Your Website Name] or
its licensors and is protected by copyright, trademark, and other intellectual property laws. You may
not copy, distribute, or create derivative works without our prior written consent.
5. Disclaimer of Warranties
The Site is provided ‘as is’ without warranties of any kind, either express or implied, including but not
limited to fitness for a particular purpose, merchantability, or non-infringement. We do not guarantee
that the Site will be error-free, uninterrupted, or free of harmful components.
6. Limitation of Liability
To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, or
consequential damages resulting from your use of the Site or inability to use the Site, even if we
have been advised of the possibility of such damages.
7. Indemnification
You agree to indemnify and hold harmless Truth and Credit, its officers, directors, employees,
and affiliates from any claims, damages, liabilities, or expenses arising out of your use of the Site,
your violation of these Terms, or your violation of any rights of a third party.
8. Links to Third-Party Sites
The Site may contain links to third-party websites. We are not responsible for the content or
practices of these websites and do not endorse them. Your use of third-party websites is at your
own risk.
9. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Idaho, without regard to its conflict of
law principles. Any disputes arising under these Terms will be resolved exclusively in the courts
located in Ada County, Meridian, Idaho.
10. Termination
We reserve the right to terminate or suspend your access to the Site without notice if you violate
these Terms or engage in conduct that we deem harmful to the Site or other users.
11. Contact Information
If you have questions about these Terms, please contact us at:
Truth and Credit
team@truthandcredit.com
12. Educational Purposes Only
All content provided on this Site is for informational and educational purposes only. It is not intended
to provide professional, legal, financial, or credit advice. You should consult a qualified professional
Terms of Use Agreement
before making decisions based on the information provided. Use of the information on this Site is at
your own risk.
