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Why We’re Different

Why We’re Different
We believe in being upfront, honest, and thorough. While others might skim the surface, we dive deep to uncover the truth behind credit and consumer issues. With a background steeped in the financial industry, we bring expertise, integrity, and a commitment to transparency. And let’s not forget—we like to keep things engaging and even a little fun. Life’s too short for boring financial advice, right?

Let’s Build a Better Future Together

Truth and Credit is more than a website; it’s a movement. Together, we can expose fraud, build better financial habits, and create a community where transparency reigns. Whether you’re fixing your credit, avoiding scams, or learning how to protect yourself online, we’re here for you every step of the way.

Will you add more resources in the library?

Yes, Check back often as we stay up to date on the latest news on Consumer issues, fraud, FTC.

What’s your refund policy?

Refund Policy for Digital Products
At Truth and Credit, we are committed to providing high-quality digital products designed to educate and empower you. Due to the nature of digital products, all sales are final, and we do not offer refunds.
Why We Don’t Provide Refunds for Digital Products
Digital products are delivered immediately after purchase, providing instant access to valuable content.
Once a digital product is downloaded or accessed, it cannot be returned.
Exceptions to This Policy
We may offer a refund in specific cases where:
A duplicate purchase was made in error.
There is a technical issue that prevents access to the product, and we are unable to resolve it within a reasonable time frame.
Need Assistance?
If you experience any issues with your purchase, such as trouble accessing your product, please contact our support team at team@truthandcredit.com. We’re here to help!
Legal Compliance
This refund policy complies with applicable consumer protection laws, including FTC guidelines, ensuring clarity and fairness for our customers.